I am amazed as to how many people do not realize that they can buy a home. Many people think you have to have 20% down payment, which is wrong. Or that you must have a 740 credit score, which is also wrong. There are so many new programs available for a mortgage loan and many could qualify for no money down!  Some examples arer through VA (Veterans Administration) loans, or RD (Rural Development), or low down payment through numerous other programs. The market is ripe for the picking! And you can darn sure own a home much, much cheaper than renting right now! So, do not be afraid - call me today and lets pair you with a quality lender and see what you qualify for!